*The Thrifty Home: What is Great About Retirement?

Thanks to to McCarthy & Stone for sponsoring this article:

What is great about retirement?

With no more having to get up at the crack of dawn and battle your way to work in all kinds of weather and spend nine grueling hours in an office, it is not surprising many people look forward to their retirement. One of the biggest pleasures of our impending golden years is deciding how we are going to spend them but what if you are coming up to retirement age and are still unsure of what to do or how to make the most of it?

Having money to spend

Whilst being on a pension may not be the most affluent time in your life, if you want a cash injection to ensure that you can do all of the things you said you wanted to do when you retire; then you may want to think about releasing some equity in your home.

With an equity release scheme you can continue living in your property but use some of the capital to obtain a lump sum of money, which you can then pay back over time. This also works with another item that has a large capital value. Alternatively you can use the scheme to generate a steady stream of income in your later years.

There are hundreds of different equity release schemes available ? all of which vary significantly. You will need to assess these plans on their own merits and talk to financial planners to ensure you take out the right plan for you and your family.

Go where you want, when you want

With no job to go to or young children keeping you awake at night or tied down to a particular location, retirement is perhaps the only time in your life when you can go where you want, when you want.

Who?s to stop you jetting off to sunnier exotic climes or embarking on the worldwide cruise you?ve always dreamed of?

Buy a lovely, secure home

Of course, you?ll still want somewhere comfortable to live when on home soil ? but does this have to be your current place of residence?

Retirement homes are becoming increasingly popular and with so many apartments for the retired being of an exceptionally high standard and having the right balance of facilities, amenities and services. It is easy to understand why retirement houses and apartments are becoming an increasingly sought after place to live.

Source: http://www.thethriftyhome.com/2013/02/what-is-great-about-retirement.html

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